Circus News

With A Net: Insurance for the Circus Arts

Insurance for circus performers feels like a no-brainer (or maybe a “save-your-brainer”) to protect your life and livelihood. But it might seem scary, because there are so many options to chose from. How do you know what type of insurance you need if you are an artist, a festival, a touring company or presenting organization? For example, in the USA when you rent a performance venue, workman’s comp is required in every state, but what about individual or small group coverage? How do insurance needs differ in various countries?

We talked with risk manager, insurance agent and former actor Bob Middleton from Arts Insurance Program (AIP) to demystify coverage and risks. AIP is the largest insurer for dance and ballet, touring Broadway shows and individual artists, as well as associations such as Dance USA, Theater Communications Group, Performance Arts Professionals and Fractured Atlas. AIP works with 2,500 clients domestically and internationally, and last year they insured touring productions in Europe, Asia and Africa. Middleton says every performer and group should at least have a general liability policy, which protects against negligence causing bodily injury or property damage. Premiums for this might cost more for companies with more ticket revenue. ...

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Karin McKie

Karin McKie is a writer, SAG-AFTRA actor, educator, publicist and activist. She teaches students and professionals about storytelling, public relations, theater and stage combat, critical reading and comparative literature. Raised in the DC area and currently in Chicago, Karin has studied in London and the Bay Area, spent the millennium in Buenos Aires, performed in Amsterdam, Scotland, and around the Americas, and was a China/Taiwan scholar. She has a BS in Theater and Communications, an MFA in Creative Writing, and is a yogini, cyclist, weight lifter, and sometimes barefoot tennis player.